Timothy Armour Agrees With Warren Buffett

Timothy Armour is one of the highest authorities on equity investments. He has over 30 years of experience working for one of the world’s most respected financial firms, Capital Group. Immediately following his college graduation, Mr. Armour applied to Capital Group’s Associates Program. He’s been with the company ever since.

Timothy Armour began his career as an Equity Investment Analyst. He was responsible for coverage of their global telecommunications and their U.S. service companies. He didn’t take long for him to ascend the corporate ladder to several high-ranking positions. Recently, Armour became the company’s Chairman, succeeding his former mentor, James Rothenberg.

Read more on Medium.com

Being so highly respected, many paid attention to Tim Armour when he offered his opinion on Warren Buffett’s recent wager. Mr. Buffett wagered that he could earn better returns than any group of hedge fund managers simply by investing in an S&P 500 passive index fund. The wager was for $1 million, which would be donated to charity.

The wager took place last year, and so far, it looks like Buffett will be victorious. Armour explains that there are more mediocre and expensive funds that shortchange younger investors. Buffett’s strategy of committing himself to low-cost, simple investments yields higher returns in the long-term.

Warren Buffett’s approach is a time-proven strategy that he’s used to many decades. Rather to switching from hot-shot stock to hot-shot stock, Buffett uses his personal experience to analyze companies to build a durable portfolio. There’s a reason Warren Buffett’s is the poster boy for saving for retirement. He’s a shining example of way more Americans need to get invested and stay invested.

There are many reasons to listen to Timothy Armour and Warren Buffett when it comes to making investment decisions.

Learn more about Tim Armour: https://www.youtube.com/watch?v=6PelYjPosC0

Why Being Passive is Bad For Business Success

There is a lot to learn for people when it comes to running a business. When people start a business, they have to make sure that they are ready to handle the industry as it is. The business world is a different beast to take on as a business owner as an employee. For one thing, people have to be passionate and very assertive about their business and getting out there. They also have to be bold in their presentation. One thing that is not going to attract customers is a passive business. One of the reasons behind this is that passive businesses are not visible.

Being proactive with online reputation management is very important for business owners that are interested in actually moving forward. However, assertiveness in and of itself is not going to be enough. One has to have a plan as to where he could be assertive. This is where he has to give a good assessment of his strengths and weaknesses. One good thing for the business owner to figure out is what he can take on all by himself and the tasks that he is going to have to delegate to others. For one thing, even small businesses are going to need some kind of help at some point.

One of the best aspects of being active is that one can not only develop a habit of responsibility, but he can also bring his business into success and growth at a faster rate than someone who is passive can. In some cases, it might be necessary to get the help of someone who is experienced with marketing and knows how to handle he different sources of traffic. With a proactive approach to marketing, one is going to be able to enjoy all of the benefits to having a successful business.

Equities First Borrowing Money Tips

For people who like to borrow money, you need to make sure to have a financial plan to pay that money back. A lot of people today struggle in what area they want to concentrate on in order to have success in a variety of areas financially. In a lot of ways, the only people who have access to borrow money quickly are people who live in poor areas. There are plenty of fast cash loan type places in these areas, but for people with high levels of wealth it is harder. Equities First is the type of company that is focusing on this group of people. They offer a variety of comprehensive borrowing programs that a lot of people can benefit from. With all of the changes that are going on right now, it is a good idea to have a cash cushion and read full article.

Equities First

From the time the company was started, Equities First has always wanted to serve customers in the best way possible. With that growth, they have done a great job of helping others get to a new level. There are a lot of people who are excited about the changes that are taking place in this area. Equities First is the type of company that has the technology that can be leveraged to make a difference for others. If you are ready to build wealth over time, this is the type of company that you should go to and Equities First’s lacrosse camp.

Final Thoughts

Overall, Equities First is a great option if you have a high net worth and want to build wealth. There are not a lot of companies in this space that concentrate on people with this amount of wealth. Over time, they are the type of company that can help you greatly in the world of borrowing and investing.

The Boom Behind Mike Baur

Mike Baur, entrepreneur and former Swiss banker, is the managing partner of the Swiss Startup Factory. Having worked in banking for over 20 years with USB and Clariden, Baur knows the finance side of business better than most CEO’s behind massive corporations. Starting the SSUF with Max Meister and Oliver Walzer in 2014, Baur has been building his success story since that time with young startups. Baur’s goal is to take these startups in their infancy, and turn them into cash generating machines in record time. Albeit his goal is to help them reach their goals sooner rather than later, Baur is fully aware of the unique challenges these entrepreneurs face and what they need from all aspects of their startup.


With a long banking career, Baur was ready to do something new, and helping others is what Baur was focused on. His passion for watching the Swiss economy continue to grow was based on the foundation of helping young Swiss entrepreneurs find their passion and help them launch a viable business from the time of inception and help them gain momentum as they continued to build their business. Throughout Baur’s career prior to the SSUF, he participate in various events that were directed at helping others succeed using their unique gifts and talents.


One of the events, a startup-pitch contest at the University of St. Gallen, was one of the events where he was a jury member, sharing his vast knowledge and expertise. Baur was also a managing partner of CTI Invest, prior to the parntership between the SSUF and CTI. The primary support for this partnership came through a program known as an accelerator program that was designed to help entrepreneurs get launched faster with all of the tools and resources they would need. This was sponsored by the Goldback Group, and the sponsorship was finalized in 2016.


Another sound endeavor was the Fintech Fusion, a group formed for the sake of focusing on the fintech industry and all related endeavors. Baur’s career from his early days and up until his start with SSUF have been noted as one of the most successful careers in Swiss banking and entrepreneurship.


Baur has been forging his path as a startup investment expert, and spearheaded all aspects of the SSUF to help young entrepreneurs achieve their dreams as well as help stimulate the economy in Switzerland.


Sawyer Howitt And The Next Generation Of Entrepreneurs

Sawyer Howitt is the project manager at The Meriweather Group, a former business strategy analyst, an entrepreneur, and a racquetball enthusiast. He’s also a 17 year old high school senior.

Young Mr. Howitt has a talent for understanding how a business resonates with consumers. He strives to further a brand without compromising the essence of the business. He was employed as a business strategy analyst for RFID Checkout, a company that provides innovative technology solutions for brick and mortar businesses. He also worked for KURE Juice Bars to hone his customer service skills.

Using his experience at RFID Checkout, the young entrepreneur is developing a radio frequency identification tag (RFID) for use at The Merriweather Group. His goal is to allow businesses to track their merchandise throughout the store. The RFIDs are replacing the soon-to-be obsolete bar codes. Retailers will be able to instantly access information regarding what products or selling, when products need to be reordered, and which products are simply aren’t selling. RFIDs will also make product loss, due to shoplifting, a thing of the past.

Sawyer Howitt also hopes to utilize RFID tags to enhance customer experiences. Sawyer Howitt plans to use the technology in a way that allows shoppers to be automatically charged for their purchases when they leave the store. Consumers will no longer waste time waiting in long lines.

Sawyer Howitt also dedicates time to several charities. He mentors troubled youth, is an advocate for women’s rights, and is a supporter for educational funding for underprivileged students.

Source:  https://www.behance.net/sawyerhowitt

Alexandre Gama Is A Reputable Advertising Consultant

It can be a confusing situation when it comes to choosing the right advertising professional. If you are searching for a trusted marketing or advertising professional in Brazil, look no further than Alexandre Gama.

Advertising is a very important aspect of promoting a business or an organization and can help you take your enterprise to the next level. There are many companies and consultants out there promising to help businesses generate massive customers and make more money but you need to be sure you’re dealing with a reputable firm.

Related:   Alexandre Gama dá aula-magna no Festival de Cannes

Alexandre Gama is well known in the industry due to his superior strategies and techniques for obtaining great results for clients. Businesses and entrepreneurs in Brazil rely on his expertise to reach the largest potential customers possible and increase sales and profits.

Alexandre Gama takes the time to understand what his clients are looking for in a marketing promotion.

Source:  https://pt.wikipedia.org/wiki/Alexandre_Gama_(publicit%C3%A1rio)



George Soros Still Intrigued By Global Events

During the 2016 U.S. presidential election campaign George Soros spent a large amount of his own time and money backing the campaign of Hillary Clinton for The White House; Politico reports Clinton and Soros have a political relationship that has lasted more than 25 years and has seen the pair go through periods of closeness and political distance growing between the pair. Aides and friends of George Soros revealed the former refugee has rarely been as politically motivated than he has in the last few years; before 2015 George Soros had appeared to have taken a step back from his role as a business leader and political donor for Democrat’s in the U.S., but has now returned to donating and engaging with politicians and other donors across the U.S. Learn more on snopes.com about George.

Much of the philanthropic work of George Soros has been located in the political world of the U.S. as Soros believes the U.S. Constitution needs to be fought for on behalf of those who are struggling to protect their own rights. George Soros has built a fortune of $25.2 billion according to Forbes as one of the most successful hedge fund managers in history and has donated a further $12 billion to his own Open Society Foundations and other major charitable and political groups; unlike most Wall Street experts Soros was not given an easy ride through to his financial success on the financial markets, which was hard won after being affected by both the World War II Holocaust and living under the rule of Communist dictator Joseph Stalin. Born in Hungary in 1930, Soros survived the oppression of Jews in Hungary under both Nazi and Communist rule before embarking on his own refugee journey that took him from Hungary to London and later New York.

Read his profile at Forbes.

The plight of refugees around the world remains a priority for George Soros and his Open Society Foundations, which he has backed with billions of dollars to aid the ease of movement across Europe to other areas of the world. Soros went so far as to miss the nomination of his friend Hillary Clinton as Presidential candidate for the Democrat’s during the Democratic National Convention of 2016. The major reason provided by George Soros for missing what would have been his first Democratic Convention was the ongoing refugee crisis in Europe he believes is being orchestrated by Russia within Syria; the man who has fought for the rights of women across the planet also believes the political model of free movement in the European Union should be reflected across the world to protect the most vulnerable in the world. In stepping out as a critic of President Donald Trump, George Soros has shown he is willing to fight for the rights of people around the planet no matter who he has to battle along the way.

Learn more: http://bigthink.com/paul-ratner/why-does-the-right-hate-george-soros

Equity First Holdings – An Outstanding Financial Leader

Amidst stresses of potential global financial issues, banks and most other financial foundations have made their lending rules tight. Notwithstanding the way that it is difficult to borrow the loan, it is much more exorbitant due to the great financing expenses and very low loan-to-value ratios. In any case, paying little attention to the uncertainty, Equity First Holdings is rapidly transforming into a primary global lender.

Equity First Holdings was built up in 2002 to loan to its clients utilizing stocks as security within U.K. Consistently; it has reached out to other countries around the globe, including Hong Kong, Singapore, Australia and South Africa among others. EFH has been enhancing in fame having been serving borrowers for 15 years. To this day, the company has recorded over 650 trades valued over $1.4 billion and more information click here.

Stock-Based Lending

It is faster and less demanding to access working loans while using your stock as security. EFH’s essential criteria when providing lending services is surveying the present and likely future estimation of the client’s stocks. In manner, the rules and requirements of stock loans are not complicated as those of traditional lenders and banks. Equity First Holdings is exceptional with its loaning services because of the below variables:

Fixed Interest Rates

Equity First it known to its clients for settled rates of interests on advances. The financial expenses are moreover inviting as they vary within the vicinity of 3 and 4 percent. For clients, this brings the sentiment relentlessness all through the repayment time period regardless of the monetary changes. All the more thus, Equity First gives bigger loan-to-value proportions when contrasted with other financial moneylenders. The current ratio is at 50 to 75 as compared with banks’ ratios that vary between 10 – 50 percent and Equities of Website.

Non-reason loans

Usually, a loan from different lenders are authoritative and come with strict requirements. You gain reprieve from the financial obligations, yet you are bound with payment installments until the hanging reimbursements are dealt with and that is not the situation with EFH.

Mikhail Blagosklonny Breaking New Ground in Cancer Research And The Race For Longevity

Mikhail Blagosklonny, a renowned doctor, scientist, and biologist specializing in oncology and the field of anti-aging research and medicine. He earned his Ph.D. in Experimental Medicine and Cardiology from St. Petersburg’s First Pavlov State Medical University. He also previously received his master’s degree in Internal Medicine from the same institution.

Over the years, Mikhail has enjoyed a long and prolific career in cancer and anti-aging research. He began his work at the NY Medical College as an Associate Professor of Medicine in 2002.After this, Blagosklonny was appointed lead Scientist at New York’s Ordway Research Institute. View Mikhail’s profile in LinkedIn

After he left the institution, he was tapped to be the Oncology professor at the Roswell Park Cancer Institute in 2009, a position he still holds today.

Blagosklonny’s work is focused on cancer, mainly researching guided therapy techniques that prevent damage to healthy cells. He is also well-known for his research into the fundamental processes of aging, as well as anti-aging drug therapies.

He is particularly known for his hypothesis regarding the role of Target Of Rapamycin signaling in cancer and aging. Blagosklonny’s work in this theory has received wide acclaim, mainly because it suggests headway in discovering a cure for cancer and ensuring longevity in humans. His hypothesis widely suggests the use of popular anti-aging and cancer drug Rapamycin.

Apart from his teaching and research work at Roswell Park, Blagosklonny spends most of his time these days writing and editing peer review journals, especially for cancer and longevity-related tomes. He currently serves as chief editor at the publications Oncotarget, Aging – which deals with research into aging, senescence, gerontology, and molecular mechanics -and Cell Cycle. He is also the Associate Editor at Cancer Biology and Therapy, as well as serving on the panel of the Cell Death &Differentiation publication’s editorial board.

Mikhail Blagosklonny is a published author, with more than 200 papers published in peer-reviewed journals, with over 20,000 citations to his name. Many of his papers detail research into the subjects of cancer cell cycles, tumor suppression, signal transduction, and aging and longevity.

He also enjoys a successful speaking career that gives him the opportunity to lecture in a number of prestigious schools and universities, as well as health-related institutions. Check Mikhail’s profile on Loop

WEN Cleansing Conditioner-For Those Serious About Their Hair

Many of us have heard of the wonderful WEN Cleansing Conditioner product out on the market, but how well does it really work and does it deliver? You’re about to find out. As Emily Mcclure shows us in the Bumble article, she tried it for a week. Read on to learn more! Even on just day one, Emily noticed a change in her hair. Actually-while she was still in the shower! She noticed that her frizzy and greasy hair transformed into shiny, bouncy hair that felt healthier. She also noticed that she wasn’t losing as many strands of hair to the dreaded drain. Even though she used a lot of the product, her hair didn’t feel weighed down at all. After cleansing and blow drying on day two, her hair was once again shiny and bouncy. On day three, Emily tried using her usual products with her WEN Hair Cleansing Conditioner, and after a long, busy day found it slightly flat, but Emily’s hair was still looking shiny and bouncy overall. On day four, Emily didn’t have the chance to shower, and her hair was a bit greasy, and day five brought super-soft hair. Day six brought compliments on her shiny hair and day seven brought (again!) great-looking hair. Overall, WEN Cleansing Conditioner is a great product, but does require more washing. However, the results are well worth it-just be prepared to turn a few heads!

Chaz Dean is very passionate about hair and is continuously developing new and amazing products to help his clients to achieve great-looking hair. He has a very successful salon located in Hollywood where he has a long client list which includes celebrities. He also styles hair for fashion shows as well as award shows and is making the dream of possessing great hair a reality. He sells his products online, exclusively on QVC and http://www.sephora.com/healthy-hair-care-kit-P374589.